http://paulhometown.point2homes.biz/blogs/paul_rentz/archive/2009/02/19/buyers-tip-of-the-day.aspxIf you are looking to buy your first home or if you are looking to make a change......... Get a mortgage approved before you begin to shop for a home. You need to know how much you can afford and how much home you can buy so you can negotiate from a positionenCommunityServer 2.1 SP1 (Debug Build: 61019.2)